Think about this -- your bank accounts, cars, homes, and treasured family heirlooms are all part of your estate. If you own any of these . . . you have an estate.

But here's a critical question: What will happen to everything you've worked for all your life when you're gone?

Here's a startling fact: If you don't have an estate plan in place, Ontario has a default plan for you . It’s called the Succession Law Reform Act!

Yes, that’s right.

The government will essentially determine who gets your hard earned legacy. The government will essentially determine what taxes you’ll pay. The government will determine who will take care of your children.

This is known as dying "intestate."

The twist?

Ontario's intestate laws probably don't match your personal goals and wishes.

Avoid this default scenario .

A carefully crafted estate plan is more than just paperwork.

It's a gesture of care and foresight, bringing peace of mind to you and ensuring your legacy is honoured exactly as you wish for your family